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Mortgages

We have a dedicated financial team in to assist with any mortgage advice you may need! Click here for more details.

Increased Affordability

Lower Mortgage Rates: When interest rates drop, mortgage rates usually follow. This makes borrowing cheaper for homebuyers, reducing the monthly payments on new mortgages. As a result, purchasing a home becomes more affordable for a larger pool of buyers, potentially increasing the demand for housing.

Higher Demand

Increased Buying Power: Lower interest rates increase the buying power of potential homebuyers, allowing them to afford more expensive homes for the same monthly payment. This can lead to a surge in demand, especially in markets where housing supply is limited.

Investment Attractiveness: For investors, lower interest rates make real estate investments more attractive compared to other assets like bonds. This can lead to increased investment in the housing market, further boosting demand.

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Richard Kendall Estate Agent works in partnership with SMH Finance LLP who would provide the mortgage advice. Speak to one of SMH Finance LLP specialists today.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Latest Properties

Sandy Lane, Middlestown, Wakefield

ยฃ569,950

4    3    2   

An immaculate five bedroom semi detached home on PRESTIGIOUS Sandy Lane with generous gardens and far reaching SCENIC VIEWS. VIRTUAL TOUR AVAILABLE. EPC rating C78.

Lime Crescent, Sandal, Wakefield

ยฃ450,000

4    1    2   

An IMPRESSIVE four double bedroom detached property with GENEROUS garden and garage in Sandal. VIEWING ESSENTIAL. Awaiting EPC rating.

Albion Mews, Middlestown

ยฃ725 PCM

2    1    1   

UnfurnishedOffered for rent an attractive two bedroom ground floor apartment located in this popular and convenient semi rural location, benefiting from gas central heating, UPVC double glazing, alarm system and intercom system.

Highfield Mount, Thornhill, Dewsbury

ยฃ265,000

2    1    2   

A beautifully presented two bedroom semi detached bungalow with OPEN PLAN kitchen/diner, driveway & LANDSCAPED GARDENS. VIRTUAL TOUR AVAILABLE. EPC Rating C72.

What Our Customers Say...

Fantastic agents. Kept us informed at every stage during the purchase of a property and provided information and reassurance Zara 01/08/2025
I had no experience in buying a house the staff namely Amber helped me every step of the way. Always upbeat and happy to answer any questions. Thank you. Customer 2 01/08/2025
Karen Marijewko was amazing from start to finish, always at the end of the phone and kept me in the loop at every stage! I wouldn't hesitate to recommend Karen and Richard Kendall to anyone! The only downside was as I don't live in Wakefield I went with a solicitor they recommended and I had to keep chasing them! I would recommend doing your research into the conveyancing! Richard 01/08/2025
Liz was amazing, kept us updated at every stage, nothing was too much trouble, excellent service would highly recommend Amanda 01/08/2025
We recently sold our house through Richard Kendall and throughout the whole process, Joanne did an amazing job looking after us. Keeping us informed and my stress levels under control. I wouldn't hesitate to recommend Joanne and Richard Kendall Estate Agency. Hazel Holdsworth David 01/08/2025
Having had a disastrous experience elsewhere, we turned to Richard Kendall Wakefield for help in selling our property. Their whole team were nothing but professional excellence from beginning to end with our property being processed from market to completion in a little less than 6 months. Special thanks to Cathrine and Shireen for their care and attention to detail with excellent communication at every stage of the process. THANKYOU ALL Team Wakefield. John 01/08/2025
Don't look elsewhere for an agent to sell your property. A big thank you to Karen Marijewko for being very proactive and keeping us informed on the sale of our house. We were lucky enough to have a smooth sale, but nonetheless made even easier with Karen's knowledge and helpful advice. In Karen's absence when on holiday etc, the Kendall team were able to help us with any enquiries, a really good team spirit within the company. Additionally, we'd like to say thank you to Danny who valued our property, and Andy the photographer, both were amazing in getting our property listed. We would highly recommend Kendalls to anyone looking to sell their property. Sonya 01/08/2025
All I can say is thank goodness for Amanda at the Pontefract branch! That woman has the patience of a saint and works tirelessly Fantastic commentator, genuine empathy and has supported us every step of the way with our sale If only every service provider worked like this then life would be a lot easier! Thanks Amanda for all your hard work!! Claire 01/08/2025
I couldnโ€™t recommend Richard Kendallโ€™s highly enough, Sarah was absolutely amazing and kept us sane throughout a complicated purchase. I hope never to move again but if did I would use them. Satah 01/08/2025

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