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Mortgages

We have a dedicated financial team in to assist with any mortgage advice you may need! Click here for more details.

Increased Affordability

Lower Mortgage Rates: When interest rates drop, mortgage rates usually follow. This makes borrowing cheaper for homebuyers, reducing the monthly payments on new mortgages. As a result, purchasing a home becomes more affordable for a larger pool of buyers, potentially increasing the demand for housing.

Higher Demand

Increased Buying Power: Lower interest rates increase the buying power of potential homebuyers, allowing them to afford more expensive homes for the same monthly payment. This can lead to a surge in demand, especially in markets where housing supply is limited.

Investment Attractiveness: For investors, lower interest rates make real estate investments more attractive compared to other assets like bonds. This can lead to increased investment in the housing market, further boosting demand.

𝗪𝗵𝗮𝘁 𝗮𝗿𝗲 𝗺𝘆 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗼𝗽𝘁𝗶𝗼𝗻𝘀?

Richard Kendall Estate Agent works in partnership with SMH Finance LLP who would provide the mortgage advice. Speak to one of SMH Finance LLP specialists today.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Latest Properties

Willow Grove, Ossett

£195,000

2    1    1   

Situated in Ossett is this TWO BEDROOM end terraced property benefitting from off road PARKING and SPACIOUS accommodation. VIEWING ESSENTIAL. Awaiting EPC rating.

Thornhill Croft, Walton, Wakefield

£315,000

3    2    2   

A WELL PRESENTED three bedroom bungalow with en suite, two reception rooms, and generous GARDENS. VIRTUAL TOUR AVAILABLE. EPC rating C75.

Park View, Thornhill, Dewsbury

£240,000

3    1    1   

An EXTENDED three bedroom mid terrace in Thornhill with off road parking & ENCLOSED landscaped rear garden. VIRTUAL TOUR AVAILABLE. Awaiting EPC rating.

Parkway, Crofton, Wakefield

OIRO £289,950

4    1    1   

An ideal family home is this FOUR BEDROOM detached property boasting SPACIOUS reception space, garage and low maintenance garden. VIRTUAL TOUR AVAILABLE. EPC rating D62.

What Our Customers Say...

Fantastic service Very productive in a market that is difficult and stressful. Helpful and always keeping you up to date with great advice in the process. John 09/06/2025
Wonderful, friendly service from Francesca and the team. Thankyou for making the whole experience from viewing to signing up and getting the keys a 5 Star service. Susan 09/06/2025
Both Donna & Joanne did a wonderful job for me & kept me informed every step of the way. Thank you both. Marilyn 09/06/2025
Roger Hall visited us and gave us a valuation in October, after reviewing other estate agents we agreed to go ahead with Richard Kendall a week later. In the space of just 15 days we had an offer we had accepted on our property. We were buying a new build property with a long lead time (6 months), and Richard Kendall were fantastic in ensuring our prospective buyers (and anyone else in the chain) knew of the situation. I can't fault the speed or communication of the team, particularly Karen Dawson who helped us at every step. Andrew 09/06/2025
Excellent service and very professional. Mandy kept me informed and was very helpful throughout my sale with regular updates , always very happy and honest and it was a pleasure to have Mandy as my negotiator . I will definitely recommend Richard Kendall. David 09/06/2025
We’ve just sold a property with Richard Kendall and couldn’t be happier with the excellent service received from Lucy and the team. Their professionalism and communication throughout was spot on and made the whole process much less stressful. We were also really impressed with their marketing of the property which resulted in lots of viewings, offers and the sale price we wanted. We actually moved to Richard Kendall from another local agent and couldn’t believe the difference in all aspects of the process. Brilliant from start to finish, can’t recommend Lucy and the team highly enough. Lydia 09/06/2025
The entire process of selling my parents' property during a difficult time was handled with exemplary care and professionalism. Amanda and the team at the Wakefield office were fantastic throughout. Their attention to detail, clear communication, and supportive approach made a challenging situation much easier to navigate. Special thanks again to Amanda, Andy and Donna for their invaluable input and assistance. Their expertise and dedication truly stood out. I highly recommend this team for anyone seeking a smooth and supportive property sale experience. Ben 09/06/2025
We sold out flat through Richard Kendall, working mainly with Karen Marijewko and we could not have had a better experience than we did. Karen kept in touch through the full process without any prompting required, she was so supportive and helpful! We really couldn’t have asked for more from the agency in general but especially from Karen. The process wasn’t the smoothest but Karen helped move it along and always kept us in mind to get us the best experience, we are so grateful for everything Karen has done for us! Sarah & Warren 09/06/2025
The support that Liz from the Wakefield office, gave at this time is unmeasurable. Many thanks for going above and beyond and endeavouring to get our sale over the line. Ricahrd 09/06/2025

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If you are looking to buy, sell or let a property in Wakefield and surrounding areas or would like a FREE property valuation, contact us via the details below and a member of our team will be in touch.



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