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If you are looking to buy a home with a smaller deposit, there is good news: low-deposit mortgages are making a comeback and 2025 is shaping up to be one of the best years in nearly two decades to explore your options.
Whether you are a first-time buyer or moving home, here’s what the rise in low deposit loan-to-value (LTV) mortgages means for you and how Dan or Luke at SMH Finance can help you make the most of it.
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Richard Kendall Wakefield have just won the British Property Award for Wakefield, and are also holders of the 2023 Gold Winner Estate Agent in Wakefield award.
Their team performed outstandingly throughout the extensive judging period, which focused on customer service levels.
Richard Kendall Wakefield have now been shortlisted for a number of national awards which will be announced later in the year.
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The UK housing market is constantly evolving, and 2025 is shaping up to be another year of change. With house prices shifting, mortgage rates adjusting, and upcoming tax changes, many buyers and homeowners are wondering what their next move should be.
Here’s a look at the key trends shaping the market and what they could mean for anyone looking to buy, sell, or re-mortgage this year.
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A well-prepared tenancy agreement is essential for ensuring a smooth and stress-free rental experience for both landlords and tenants. A clear and legally compliant contract helps prevent disputes and misunderstandings while protecting the rights of both parties. Whether you are renting out a property or moving into one, here are some key pitfalls to avoid when entering a tenancy agreement.
Not reviewing the agreement carefully
One of the most common mistakes tenants make is signing a tenancy agreement without fully reading and understanding it. Landlords should also ensure the contract is clear, up to date, and compliant with current legislation. Both parties should carefully review terms related to rent, deposit, maintenance responsibilities, and notice periods before signing. Seeking clarification on any unclear clauses can prevent problems later on.
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When selling a home, the right marketing strategy can make all the difference. While online listings and digital advertising are essential in today’s market, there is still something to be said for the traditional ‘For Sale’ sign. Simple yet effective, this classic tool plays a crucial role in making your property stand out.
First impressions count
A ‘For Sale’ sign is often the first thing potential buyers see when passing through a neighbourhood. It creates instant awareness and signals that a home is available. This visibility is especially important in areas where people actively look for properties, as it catches the attention of both serious buyers and those who might not have been considering a move but are drawn in by the opportunity.
A sign of trust and credibility
