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Mortgage Deal Ending Soon? Why Reviewing Early Could Give You More Options
When your current mortgage deal is coming to an end, it can be tempting to leave things until the last minute or let a fixed-term deal lapse into variable terms.
But reviewing your mortgage deal early could give you more time, more clarity and more control over your next move.
Whether your fixed rate is ending in 2026, you are considering a new deal, or you simply want to understand your options, early remortgaging conversations can help you make a more informed decision.
Our in house mortgage advisers at Richard Kendall Estate Agent can help you plan ahead, compare your options and approach your next mortgage decision with confidence.
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Summer often means holidays, lighter evenings and spending more time outdoors. It also provides the perfect opportunity to carry out a few important property checks that are easy to put off during busier times of the year. Whether you are a homeowner or landlord, tackling small maintenance jobs now can help prevent more expensive problems later. A well maintained property is less likely to generate emergency repairs during the summer months and will be in a much better position for a future sale or re-let.
The Roof and Gutters
After a wet autumn, winter and spring, it's worth taking a few minutes to inspect your roof and gutters. From ground level, look out for:
• Missing or cracked roof tiles
• Sagging or damaged gutters
• Moss build-up or visible signs of deterioration
Blocked gutters are one of the most common causes of damp problems. When water cannot drain away properly, it can overflow onto walls, fascias and soffits, potentially leading to costly repairs. For most properties, arranging a professional gutter clean during the summer is a relatively small expense that can help avoid much larger problems in the future.
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When a homeowner starts thinking about selling, one of the first things they do is look at what properties nearby have sold for - it's a sensible starting point. HM Land Registry publishes a record of every residential property sale registered in England and Wales, including the address, sale price, date of transaction, and property type. The data is free to access, updated monthly, and more comprehensive than almost any other public source of property information in the country.
Used correctly, it is a genuinely powerful tool for understanding your local market. Used carelessly, it can mislead sellers into pricing decisions that cost them time and money. The difference lies in knowing what the data does and does not tell you.
What the data contains
Land Registry records the price at which a property legally changed hands, based on the figure submitted to HMRC for Stamp Duty Land Tax purposes. It captures the agreed sale price at the point of completion, not the asking price, not an estimate, and not an average. Every entry represents a real transaction that took place between a willing buyer and a willing seller.
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The lettings market continues to be driven by one simple factor: demand is far outweighing supply. According to Propertymark's January 2026 Housing Insight Report, the average member branch received fewer than four new fully managed rental properties during the month, while each available property attracted an average of seven applicants.
Here in Wakefield, Pontefract and across West Yorkshire, we are seeing similar trends. Well presented rental properties continue to attract strong interest, and competition among tenants remains high. With demand so strong, it might seem that landlords hold all the cards. In reality, however, landlords who enjoy the greatest long term success are often those who focus on keeping good tenants rather than replacing them.
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When it comes to selling your home, light makes a huge difference. Properties photograph better, feel more inviting and often leave a stronger impression when they are viewed in natural daylight. Bright rooms and sun filled gardens help buyers imagine themselves living there, and that emotional connection can be incredibly powerful. The weeks around the summer solstice offer sellers a real advantage. Long, warm evenings allow properties to be seen at their very best, something that no amount of clever staging or photography can fully recreate.
What Longer Days Mean for Viewings
In December, natural light has all but disappeared by around 4pm. In late June, however, buyers can still enjoy bright, warm sunshine at 7.30pm. That extra daylight completely changes the viewing experience. Rooms that face south or west particularly benefit from the evening sun. Kitchens, dining spaces and living rooms often feel brighter, larger and more welcoming when bathed in natural evening light. A kitchen diner opening onto a sunny garden at 7pm in June creates an atmosphere that buyers simply cannot experience at other times of the year. Often, it's these moments that turn interest into an offer.
