Current interest rates - Richard Kendall Estate Agents

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Mortgages

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Increased Affordability

Lower Mortgage Rates: When interest rates drop, mortgage rates usually follow. This makes borrowing cheaper for homebuyers, reducing the monthly payments on new mortgages. As a result, purchasing a home becomes more affordable for a larger pool of buyers, potentially increasing the demand for housing.

Higher Demand

Increased Buying Power: Lower interest rates increase the buying power of potential homebuyers, allowing them to afford more expensive homes for the same monthly payment. This can lead to a surge in demand, especially in markets where housing supply is limited.

Investment Attractiveness: For investors, lower interest rates make real estate investments more attractive compared to other assets like bonds. This can lead to increased investment in the housing market, further boosting demand.

𝗪𝗵𝗮𝘁 𝗮𝗿𝗲 𝗺𝘆 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗼𝗽𝘁𝗶𝗼𝗻𝘀?

Richard Kendall Estate Agent works in partnership with SMH Finance LLP who would provide the mortgage advice. Speak to one of SMH Finance LLP specialists today.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Latest Properties

2 bed property in Main Street, Wakefield

Main Street, East Ardsley, Wakefield

£175,000

2 1 1

*NO ONWARD CHAIN* An extended two bedroom end terrace set back from the road with spacious kitchen diner and low maintenance rear garden, offered with no onward chain. VIRTUAL TOUR AVAILABLE. EPC rating C71.

2 bed property in King Street, Wakefield

King Street, Horbury, Wakefield

£189,995

2 1 1

A stylish two bedroom end terrace with MODERN kitchen and beautifully landscaped SOUTH FACING rear garden with pergola, set in the SOUGHT AFTER area of Horbury Bridge. VIRTUAL TOUR AVAILABLE. EPC rating C71.

Hastings Court, Altofts

£340,000

4 2 2

Situated in Altofts is this FOUR BEDROOM DETACHED home with an OPEN PLAN kitchen/dining/breakfast room and AMPLE RECEPTION space throughout. DRIVEWAY PARKING. Awaiting EPC rating.

Sunnybank Street, Ossett

£260,000

3 2 3

A three bedroom EXTENDED semi detached home with multiple reception rooms, driveway parking and a GENEROUS tiered rear garden, tucked away at the end of Sunnybank Street. VIRTUAL TOUR AVAILABLE. Awaiting EPC rating.

Just sold my dad’s house with Richard Kendall and had an excellent service from start to finish. Karen Marijewko from the Wakefield office guided us through the process and was extremely professional and helpful throughout. Would highly recommend! Dawn 28/02/2026

Alice at Richard Kendall (Lettings) was an absolute star!! The process was made very easy thanks to Alice who kept us up to date at every stage of the process. Keep doing what you do, you're great!! Kevin 26/02/2026

We dealt with Shireen and Catherine at the Wakefield office for our house sale and they were fantastic from start to finish, even when the first sale fell through. They were available to speak to whenever we needed and ensured we were up to date with what was going on. Milly 20/02/2026

Just sold and bought a house through Richard Kendall. I can’t praise them enough. Karen and Emily for their first class service. Always on hand with advice and guidance. Communication was first class. Checking in weekly to keep me updated. Thank you Karen 19/02/2026

Lucy was great throughout the start to finish process of our purchase. Considering it turned out to be more complex than originally thought, she was so persistent in the getting the purchase completed as quick as she could within her powers. She was great at communication with the legal teams and never gave up and got us the best outcome ever...... our forever home. Kelly 02/02/2026

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If you are looking to buy, sell or let a property in Wakefield and surrounding areas or would like a FREE property valuation, contact us via the details below and a member of our team will be in touch.

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