Current interest rates - Richard Kendall Estate Agents

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Mortgages

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Increased Affordability

Lower Mortgage Rates: When interest rates drop, mortgage rates usually follow. This makes borrowing cheaper for homebuyers, reducing the monthly payments on new mortgages. As a result, purchasing a home becomes more affordable for a larger pool of buyers, potentially increasing the demand for housing.

Higher Demand

Increased Buying Power: Lower interest rates increase the buying power of potential homebuyers, allowing them to afford more expensive homes for the same monthly payment. This can lead to a surge in demand, especially in markets where housing supply is limited.

Investment Attractiveness: For investors, lower interest rates make real estate investments more attractive compared to other assets like bonds. This can lead to increased investment in the housing market, further boosting demand.

𝗪𝗵𝗮𝘁 𝗮𝗿𝗲 𝗺𝘆 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗼𝗽𝘁𝗶𝗼𝗻𝘀?

Richard Kendall Estate Agent works in partnership with SMH Finance LLP who would provide the mortgage advice. Speak to one of SMH Finance LLP specialists today.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Latest Properties

Mountbatten Crescent, Wakefield

£245,000

*NO CHAIN* A BEAUTIFULLY PRESENTED and FULLY RENOVATED three bedroom SEMI DETACHED HOME, offering STYLISH ACCOMMODATION with spacious LIVING ROOM featuring a MULTI FUEL STOVE, modern KITCHEN DINER, THREE WELL PROPORTIONED BEDROOMS, AMPLE OFF ROAD PARKING and an IMPRESSIVE REAR GARDEN with TWO-TIER (...)

$2 bed property in Friarwood Lane, Pontefract$

Friarwood Lane, Pontefract

£115,000

2 1 1

For sale by Modern Method of Auction; Starting Bid Price £115,000 plus reservation fee. Subject to an undisclosed reserve price. A DECEPTIVELY SPACIOUS two bedroom MID TERRACED HOME situated close to PONTEFRACT TOWN CENTRE, offering ACCOMMODATION OVER THREE FLOORS with TWO RECEPTION ROOMS, (...)

$2 bed property in Friarwood Lane, Pontefract$

Friarwood Lane, Pontefract

OIEO £115,000

2 1 1

For sale by Modern Method of Auction; Starting Bid Price £115,000 plus reservation fee. Subject to an undisclosed reserve price. A DECEPTIVELY SPACIOUS two bedroom MID TERRACED HOME close to PONTEFRACT TOWN CENTRE, offering ACCOMMODATION OVER THREE FLOORS with TWO RECEPTION ROOMS, spacious LOWER (...)

2 bed property in Westfield Road, Wakefield

Westfield Road, Horbury, Wakefield

£645 PCM

2 1 1

UnfurnishedSituated within walking distance of the popular Horbury town centre is this two bedroom mid terrace property, offering comfortable accommodation with convenient access to local amenities and transport links.

This was our first house sale so we had no clue what to expect but Karen Marijewko was there for us all the way, so I would like this opportunity to thank Karen for all her support, professionalism and patience shown to us. We had communication all throughout our house sale and nothing was too much trouble, selling our home was an emotional time for us but we felt looked after and supported from beginning to end, so again a massive thank you Karen for everything!!! Sarah & Chris 09/10/2026

Liz kept me & my wife informed on the purchase of our new home she called us every week to gives latest update and progress she is so professional she even got updates from solicitors and updated us and we had sold our house with another estate agents but she Liaised with all parties and made a stressful time more comfortable she is a credit to the company. Alan 08/10/2026

We recently worked with Miranda Cooke at Richard Kendall during our home‑buying process. She was consistently professional, efficient, and easy to work with. We genuinely appreciated her effort, clear communication, and strong coordination throughout the transaction. Everything progressed smoothly and on time because of her organised approach and commitment to meeting deadlines. We wish her continued success in her career and would confidently recommend her as a sales agent. Thank you again, Miranda. Amila 05/10/2026

I’ve used Richard Kendall many times over the years for both buying and selling, I’ve always received excellent customer service, absolutely lovely staff, very good at keeping you updated and pushing things along nicely in a chain. My latest experience was with the Ossett branch and Mandy and Shireen went above and beyond. I would highly recommend them and any of the Richard Kendall offices. Rachel 25/09/2026

As first-time buyers, we didn't know what to expect, but Amber talked us through it and guided us perfectly. Although it was a stressful process, Amber was always reassuring, on call, and provided weekly check-ins with updates. Because we had an efficient and experienced agent, things seemed less stressful for us. Thank you so much for helping and guiding us through our first purchase; you have been amazing throughout the whole process. Leigh 01/09/2026

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If you are looking to buy, sell or let a property in Wakefield and surrounding areas or would like a FREE property valuation, contact us via the details below and a member of our team will be in touch.

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