Thinking of buying your first home? 

One of the biggest questions we hear is around deposits.

Typically, you will need at least 5–10% of the property value, but this can vary depending on your circumstances and the lender.

- A larger deposit can mean better mortgage rates
- A smaller deposit may still be possible with the right advice
- There may be schemes available to support first-time buyers

Understanding your options early can make the process much smoother.

Not sure where to start?
Our team is here to help guide you through your mortgage options.
www.richardkendall.co.uk/contact-us

As a mortgage is secured against your home, it may be repossessed if you do not keep up the mortgage repayments.