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Your mortgage is probably one of your biggest monthly expenses, so even a small change in your rate or deal can make a big difference. Whether you are coming to the end of your fixed term or just want to see if you can get a better deal, remortgaging can be a smart move.
SMH Finance help homeowners review their mortgage options and make sure their deal still suits their needs.
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Attention landlords in the Wakefield & Pontefract area.
The Renters’ Rights Act will bring major changes from 1 May 2026.
Here’s how it affects you and how we at the Richard Kendall rental department can help:
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Saving for your first home can feel like a huge challenge, especially when house prices and the cost of living make it difficult to build up a deposit. That is why more and more first-time buyers are turning to family support in the form of a gifted deposit.
At SMH Finance, we regularly help buyers purchase their first property with a gifted deposit. Here is what you need to know.
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Stamp Duty: Then, Now and What Might Come Next
Stamp Duty has been part of property buying in Britain for centuries. It’s changed many times and could be about to change again. Here’s a quick look at how it started, where we are now and what might happen next.
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Getting Started on the Right Foot
Renting for the first time can feel exciting and a little overwhelming. From contracts to deposits, there’s a lot to consider. Knowing what to ask and what to check can save you headaches down the line and help you feel settled from day one.
1. Understand Your Tenancy Agreement
Your tenancy agreement is your guidebook. Make sure you read it carefully and understand your responsibilities and the landlord’s obligations. Ask about:
