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Mortgages

We have a dedicated financial team in to assist with any mortgage advice you may need! Click here for more details.

Increased Affordability

Lower Mortgage Rates: When interest rates drop, mortgage rates usually follow. This makes borrowing cheaper for homebuyers, reducing the monthly payments on new mortgages. As a result, purchasing a home becomes more affordable for a larger pool of buyers, potentially increasing the demand for housing.

Higher Demand

Increased Buying Power: Lower interest rates increase the buying power of potential homebuyers, allowing them to afford more expensive homes for the same monthly payment. This can lead to a surge in demand, especially in markets where housing supply is limited.

Investment Attractiveness: For investors, lower interest rates make real estate investments more attractive compared to other assets like bonds. This can lead to increased investment in the housing market, further boosting demand.

𝗪𝗵𝗮𝘁 𝗮𝗿𝗲 𝗺𝘆 𝗺𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗼𝗽𝘁𝗶𝗼𝗻𝘀?

Richard Kendall Estate Agent works in partnership with SMH Finance LLP who would provide the mortgage advice. Speak to one of SMH Finance LLP specialists today.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Latest Properties

Grove Road, Horbury, Wakefield

£750,000

6    3    2   

An exceptional SIX bedroom detached home extending towards 2,400 square metres with versatile and substantial living space featuring a BESPOKE KITCHEN, multiple reception rooms, beautifully landscaped gardens with ample off street parking and an integral DOUBLE GARAGE. VIRTUAL TOUR AVAILABLE. EPC (...)

Haywood Drive, Wakefield

£300,000

3    2    1   

Ideally located close to Pinderfields Hospital and Wakefield town centre boasting SPACIOUS accommodation, off road parking and an attractive rear garden. VIRTUAL TOUR AVAILABLE. EPC rating B81.

Denby Dale Road West, Calder Grove, Wakefield

£339,950

4    3    2   

A detached house over three levels with FOUR BEDROOMS, the main bedroom with an en suite shower room/w.c., a sitting room extension, gardens to the front and rear as well as off road PARKING.EPC rating E49

Sotheron Croft, Darrington, Pontefract

£400,000

3    2    2   

*NO CHAIN & VACANT POSSESSION* Well proportioned throughout is this THREE bedroom detached bungalow boasting conservatory, AMPLE off road parking and well kept gardens. VIEWING ESSENTIAL. Awaiting EPC rating.

What Our Customers Say...

Our experience with Richard Kendal (or Karen Marijewko) has been absolutely brilliant. Karen has been a great help with advising us on what needs doing, ensuring smooth communications between ourselves and others and even advocating for ourselves when things weren’t going smoothly. We are incredibly grateful for all help and guidance during this time and wouldn’t hesitate to recommend to others. Thank you so much Karen. Sadie 13/01/2025
Of all the people I dealt with during the sale of my property, Elizabeth Cooke was by far the best. Her communication at every stage was excellent, underpinned by a detailed knowledge of every aspect of selling. She always did exactly what she said she would and was indefatigable in chasing up all the other parties in the chain. Her pleasant and friendly manner made conversations a pleasure. Jeff 13/01/2025
Just sold my mother’s house through Richard Kendall. I have to say that they were absolutely superb and I cannot recommend them highly enough. Mandy who dealt with our sale has been absolutely terrific and has taken so much stress out of the process by dealing with all solicitors and other estate agents. I am confident that the sale would not have gone through when it did without her involvement. Matthew 13/01/2025
We put our bungalow up for sale with Richard Kendall Estate Agents … Lucy at the Ossett branch was the lady who dealt with everything. Every viewing, every offer made and finally all aspects of the completion was carried out with a very friendly and professional manner. We would wholeheartedly recommend Lucy at the Ossett branch without a problem. Julie 13/01/2025
Fantastic service and that personal touch❤️...thanks to Amanda and all the team..happy home owner 🎊🏠 Katie 13/01/2025
The company kept me updated every step of the way. Elizabeth Cooke and Joanne looked after my sale and were so helpful and great to communicate with and most importantly always available. Joe Brooke was always a pleasure to deal with too. Jo 13/01/2025
Thanks to a great team at Richard Kendall, especially Amber who was our dedicated agent for the sale who provided feedback updates and post sales contact. Couldn't have wished for a better sales experience and will definitely use again or recommend. Andrew 13/01/2025
Sarah kept us informed the whole way through the process which was very useful in what turned out to be a rather stressful process, not in any way due to Sarah’s work. She was always responsive via email or followed up with a phone call. Thank you! Sarah 13/01/2025
The Richard Kendall team were fantastic when selling my property. Andy came to the house to take photographs and was professional, friendly and took brilliant photos. Donna and Suzanne were helpful and supportive all the way through, communicating with me and ensuring everything went through smoothly. Louise 13/01/2025

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