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Mortgages

We have a dedicated financial team in to assist with any mortgage advice you may need! Click here for more details.

Increased Affordability

Lower Mortgage Rates: When interest rates drop, mortgage rates usually follow. This makes borrowing cheaper for homebuyers, reducing the monthly payments on new mortgages. As a result, purchasing a home becomes more affordable for a larger pool of buyers, potentially increasing the demand for housing.

Higher Demand

Increased Buying Power: Lower interest rates increase the buying power of potential homebuyers, allowing them to afford more expensive homes for the same monthly payment. This can lead to a surge in demand, especially in markets where housing supply is limited.

Investment Attractiveness: For investors, lower interest rates make real estate investments more attractive compared to other assets like bonds. This can lead to increased investment in the housing market, further boosting demand.

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Richard Kendall Estate Agent works in partnership with SMH Finance LLP who would provide the mortgage advice. Speak to one of SMH Finance LLP specialists today.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

Latest Properties

Milton Crescent, Wakefield

ยฃ170,000

3    1    1   

Offered to the market with NO CHAIN is this semi detached property boasting THREE BEDROOMS, shared driveway parking for three/four vehicles furthered by a single detached garage and LARGER THAN AVERAGE rear garden. Ideally located for transport links and local schools. VIRTUAL TOUR AVAILABLE. (...)

The Shutt, Horbury

ยฃ192,000

3    1    1   

A charming terraced house located in the sought-after area of Horbury. The property has been RECENTLY RENOVATED and boasts THREE BEDROOMS, enclosed rear garden with raised deck and is offered for sale with VACANT POSSESSION.

Woolgreaves Drive, Wakefield

OIRO ยฃ217,500

2    1    1   

NO UPPER CHAIN involved with this semi detached bungalow in the SOUGHT AFTER area of Sandal within 1/2 mile of Newmillerdam Country Park and boasting TWO BEDROOMS, off road parking and SPACIOUS rear garden. Ideal for those looking to downsize. VIRTUAL TOUR AVAILABLE. Awaiting EPC rating.

Fernlea Close, Crofton, Wakefield

OIRO ยฃ239,950

2    2    2   

Offered for sale with NO CHAIN and VACANT POSSESSION is this semi detached dormer bungalow boasting THREE BEDROOMS, two shower rooms, spacious reception space, off road parking and front and rear GARDENS. VIRTUAL TOUR AVAILABLE. Awaiting EPC rating.

What Our Customers Say...

Great service!! Shireen and Catherine were brilliant and very supportive during what can be a very stressful time. Polite, knowledgeable, friendly and always working hard to ensure our house sale and move went as smoothly as it could. I cannot praise them enough. I would highly recommend Richard Kendall if you are moving house. Claire 26/04/2024
My agent for the sale was Elizabeth Cooke. She was absolutely fantastic. Her enthusiasm for what she does shines through and it's a pleasure to deal with her. Would thoroughly recommend Elizabeth to anyone buying or selling. William 26/04/2024
Richard Kendallโ€™s were the estate agents of the property we were purchasing and they were great. Lucy in particular has been amazing and has been brilliant at chasing things up and keeping everything moving. Thank you so much! Beth 26/04/2024
Fabulous service from start to finish! The valuation provided by David was very thorough and informative, and from that point the secretaries (Kirsty and Sophie) made sure the house was on the market quickly. Karen looked after my property and from her first vendor contact call she kept me updated the whole time, she provided me with suggestions on how best to market and sell the property and thanks to this within the month my property went from not on the market to sstc. The sales process can be a stressful life event but with the kindness and compassion shown by Karen, and the Wakefield office this sale has been made easy. Simone 26/04/2024
Selling my home was the biggest and most significant transaction in my life, who to trust? A good friend recommended Richard Kendal as a reliable and professional company, this was entirely validated through the excellent service I experienced from their Pontefract branch. Amanda Dyson who coordinated the presentation and sale of my home, kept me well informed with information and updates throughout the process, being reassuring and professional at all times. Viewings came quickly and in less than two months a sale was agreed, completion also following in good time. My thanks to everyone at Richard Kendal whose services I totally recommend. John 26/04/2024
I had a brilliant experience with Richard Kendall, both buying a property and selling. The communication was excellent, Donna Leeson was fantastic and always kept me up to date. Will definitely recommend Richard Kendall, thanks again! Abby 26/04/2024
I found my experience very professional and easy to deal with and they sorted everything out that met my expectations !!! Shane 26/04/2024
This is now the second house that I have sold via Richard Kendall and to be quite honest I wouldn't consider using anyone else. Yes there are cheaper agents around that make you pay upfront, take all your own photos, arrange your own viewings etc but in my experience moving house is stressful enough without having to do all that as well. With Richard Kendall you can be confident that they are doing their upmost everyday to market your property via there many different media platforms to get you those viewings. The beauty is that they don't charge until completion either so you know it's in their interest to do everything they can to make that sale. Always professional, quick to respond and pleasant to deal with. I highly recommend them to anyone. Amanda and all of the team at the Normanton office were brilliant! I don't plan on moving anywhere else just yet but if I do I will be straight on to Richard Kendall once again. Thanks guys. Neil 26/04/2024
Karen Marijewko has been great throughout the experience! Very straightforward and to the point in a lovely polite manor which made things very efficient. Always quick to respond and deal with any issues that came up. Really glad we had Karen to guide us through the process. Ryan 26/04/2024

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